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Find out how much home you can afford right NOW!

Know exactly what you can afford before you start searching for a home.

Congratulations! You're ready to buy a home

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.


Loan Products: 

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Mortgage Home Purchase Loans without the Hassle!


Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and exp​ertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.


The Home Purchase Loan Process


Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

What type of property are you purchasing?

Select an option

What is the purchase price of the new property?

What is your estimated down payment?

How will this property be used?

Select an option

Estimate your credit score.

What is your full name?*

What is your phone number?*

What's Your Zip Code?*

Lending Done Right

Purchasing or selling a home is a complex and tedious process. At America Wholesale Mortgage, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process.

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